![]() The illustrated explainers provide a closer look at seven common UM practices and their consequences. Alongside current research, you’ll find expert perspectives from HR executives, doctors and benefits consultants. Section 1 provides an introduction to UM and looks at how UM policies intersect with benefit design decisions that impact employers and employees alike. The Toolkit also provides the tools you need to create a strong, patient-focused prescription coverage plan that can reduce your costs on the medical benefits side and increase employee productivity and satisfaction. ![]() This toolkit will help you achieve a deeper understanding of UM practices and their unintended consequences on the health and well-being of your employees. ![]() The Employers’ Prescription for Employee Protection Toolkit: Best Practices for Prescription Drug Benefit Design is a comprehensive guide to help benefits managers, human resources professionals, and executives better understand UM. However, UM can negatively impact outcomes for employees facing cancer and other serious illnesses. Insurance companies and benefits consultants often recommend cost-saving strategies that control patients’ access to healthcare services-practices known as utilization management (UM). Corporate benefits managers are charged with evaluating and choosing benefits packages that balance adequate coverage with cost-effectiveness.
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